Skip to main content

Earn Availability: Deposit Caps and Withdrawal Timing

Why deposits pause, why withdrawals can be limited, and what to do about both

Sometimes the Earn section pauses new deposits, or a withdrawal doesn’t go through on the first try. Both come from the same mechanism, and both are temporary by design. Here is what’s happening and what to do.

Why deposits are sometimes paused

Nolus throttles deposits deliberately to keep supplied capital working. The protocol tracks each pool’s utilization rate, which is the share of deposited funds currently borrowed. If deposits flow in much faster than borrowing demand, the extra liquidity sits idle and dilutes returns for everyone already in the pool. When utilization falls below a set threshold, new deposits are paused until demand catches up.

The cap protects lenders in three ways: supplied capital stays actively lent rather than dormant, yields stay consistent instead of being spread thin across an oversupplied pool, and the protocol grows in step with real borrowing demand.

Why a withdrawal can be limited

The mirror image of the same mechanism: when utilization is high, most of the pool’s assets are out on loan to borrowers, so less liquidity is available for immediate withdrawal. Your funds are not lost or locked away; they are lent out and continuously earning, and liquidity frees up as borrowers repay or new deposits arrive.

If a withdrawal doesn’t go through:

  • Check the current utilization levels on the Nolus Stats Page to see the liquidity picture

  • Try again later, once loans have been repaid or fresh deposits have come in

  • Withdraw in smaller tranches; partial withdrawals often succeed even when the full amount is temporarily constrained

Where to see the current state

The live utilization, supplied and borrowed amounts, and current rates for each pool are on the Stats page and in the Earn section of the app. For how Earn works overall, see Earn on Idle Assets.

Did this answer your question?